Privacy Policy
Effective: August 1, 2024
Murphey Financial Coaching ("MFC") is committed to your privacy and keeping any information collected safe and secure. This policy statement provides information about how your personal information may be collected and the circumstances or occasions for which it is used. We may update this statement as changes are made to the website, the kinds of information we collect or how we use it.
Information We Collect
NON-PERSONALLY IDENTIFIABLE INFORMATION
As users access the website, MFC collects non-personally identifiable information such as IP address, browser type, and site usage. This information is not linked to any personal information and remains anonymous. To collect this information, we use session “cookies” — that is, small text files that are placed on your computer’s hard drive. The session cookies used do not give us access to your computer and do not provide us with personally identifiable information. Session cookies are deleted when you close your browser. You may modify your browser settings to disallow cookies, but this may prevent you from taking full advantage of our website.
PERSONALLY IDENTIFIABLE INFORMATION
Certain areas of our website collect voluntary information that is personally identifiable, such as name, zip code, and e-mail address. This is typically done through request and registration forms to learn of your interest in MFC and provide you with information and services. Personally Identifiable Information may be collected as part of an online purchase or payment. In this case, MFC uses one of the following PCI-compliant third-party services to process your transaction. Before using these services, we encourage you to read the privacy policies listed below.
Google Workspace (Customer Relationship Management and Email Marketing software)
MFC does not knowingly collect personally identifiable information from children (defined herein as minors younger than thirteen years of age) without obtaining parental consent. Implied parental consent includes, but is not limited to: use of parent login, use of parent-supplied credit card, and inclusion of parent personal information on registration forms. This information is never sold or otherwise provided to third parties.
Use of Information We Collect
USE OF NON-PERSONALLY IDENTIFIABLE INFORMATION
We use non-personally identifiable information while you are browsing the site to improve your individual experience and provide you with more individualized responses. We also aggregate non-personally identifiable information from many users into statistical reports to better administer our website, diagnose server problems that may occur from time to time, and improve our website.
USE OF PERSONALLY IDENTIFIABLE INFORMATION
By providing personally identifiable information, you imply consent to the collection and use of the information for the purposes for which it was provided. Your information is used to provide relevant materials, products, and services you request, and to facilitate relationships with MFC. You may opt-out of receiving information from MFC by contacting us. Unless required by law, personally identifiable information is only shared with third parties as necessary to provide the products and services you request. When third parties are given access to personally identifiable information, they are, by contract, not permitted to use or re-disclose any of the information for unauthorized purposes. Personally identifiable information is never sold to third parties.
Security
To protect the loss, misuse, or alteration of information gathered on our site, all information is stored within a controlled database environment accessible only to authorized staff. However, as effective as any security measures implemented may be, no security system is impenetrable. MFC cannot guarantee the security of its database environment, nor can it guarantee that the information you provide will not be intercepted while being transmitted over the internet.
Public Self-Disclosure
MFC does not control the actions of its site visitors nor the use site visitors may make of publicly disclosed information. Please be aware that disclosing personally identifiable information on the site’s bulletin boards, guest books, chat rooms or other such public forums may allow visitors to gather information and send unsolicited email. We encourage you to report any unsolicited/unwanted email or misuse of information to MFC.
Links to Other Websites
Our website may include links to other websites outside the murpheyfinancialcoaching.com domain that may or may not be owned or operated by MFC. Such sites are not governed by this privacy statement. Users should become familiar with the privacy practices of those other sites.